ABRS+ Equestrian Insurance | Association of British Riding Schools

Why have Equestrian Insurance?

The ABRS+ requires Approved Riding Schools and Riding Establishments, and Approved or Certified Livery Yards to have appropriate insurance to protect the business, clients and the public. We are working with Ravenhall Rural, a specialist rural and equestrian insurance broker and a long-standing partner of the ABRS+, to ensure that you can access the right insurance product at the right cost. Having the right insurance is crucial for riding schools, and for professional coaches and grooms. It protects against the unique risks associated with equestrian activities. For more details or to get a personalised quote, visit Ravenhall’s website.

Riding School, Livery Yard and Riding Establishment Insurance

Tailored equestrian insurance solutions specifically for riding schools, livery yards and riding establishments. This is designed to address the unique risks and needs of equestrian businesses. Key features include:

Public Liability Insurance: Protects the business against claims of injury or property damage caused during riding lessons or other equestrian activities.
Employers’ Liability Insurance: Covers claims made by employees who may get injured while working, which is a legal requirement if you employ staff.
Property and Equipment Coverage: Ensures that the riding school’s buildings, stables, and equipment are protected against damage, theft, or other risks.
Care, Custody, and Control Insurance: Offers protection for horses that are owned by others but are in the care of the riding school, covering costs if these horses are injured or become ill.
Business Interruption Insurance: Helps cover lost income if the riding school is unable to operate due to unforeseen circumstances.

Professional Coach and Groom Insurance

Tailored coverage for professional coaches and grooms, addressing the specific risks and responsibilities they face working with horses. The cost is £280 (dependent on claim history and other factors). Key features include:

Public Liability Insurance: Protects coaches and grooms against claims if someone is injured or property is damaged during their activities, covering legal fees and compensation costs.

Professional Indemnity Insurance: Covers for claims arising from your professional advice or services, such as training or coaching errors, protecting your reputation & financial security.

Personal Accident Insurance: Covers the individual in case of injury while working, providing compensation for medical costs, loss of income, and other related expenses.

Care, Custody, and Control Insurance: Protects against claims if a horse in your care is injured, becomes ill or dies while in your care.